The only Budget Book Book Review

The only Budget Book

by Lauren A. Welch



About the Author


Lauren Welch is an Accredited Financial Counselor, a financial counselor and owner of Thrive Financial Counseling.  Lauren has clocked many hours working with individuals. children, high schoolers and families with financial challenges from debt disasters, the brink of bankruptcy, messy budgets and educating individuals without any past financial education to grow successfully and believe in themselves as managers of their money.  Lauren specializes in working one-on-one with families to come up with money management plans, budgets and debt payment plans that work with each unique family. Lauren has a unique way of looking at financial challenges, opportunities for change, and helping people learn financial skills to last a lifetime.

Lauren focuses on the importance of individuals of our community, working with non-profits to help provide education, being proactive vs. reactive to the helping support their needs to be financially sufficient and empowered to getting out of poverty.

In April 2015, Lauren self-published her first e-book, The Only Budget Book, (you will ever need and thank goodness for that!) to impress the importance of the #1 tool in financial success, making, keeping and utilizing a realistic budget.

Connect with the Author

Twitter: Thrive Finance


About the Book - Copy

Do you find the idea of cleaning toilets more interesting (and even more rewarding!) than talking about budgets? Does having (and following) a budget scare you?

Do you want to successfully live with a budget but no matter what you have tried, you have not been able to successful make, keep and track your financial life with a budget?

This electronic, downloadable book is written to anyone looking to get into, fall in love (or back in love) with or receive tips and resources to get started on the right track to being successful financially, with budgets.

It sure is the dreaded b..b…b “B” word and for good reason! Budgets make people scared, confused and self-conscious and let’s be honest, most of the time we would rather just not do it. If this is you, grab this good read and get back on track.

Lauren writes in a fun but educational way that brings the important topic the time and respect it needs.

Once downloaded and saved or printed, it can truly be “The only Budget Book” you will ever need.

…and thank goodness for that!


Excerpt - Copy

While at the doctor’s office recently, there was a comic of a doctor telling his patient, “you can either fit an hour into your busy schedule to exercise or you can be dead 24 hours a day.” Not completely relevant here but, fitting in personal finance is as important as anything else. If you work, be responsible for the money you earn. Just like we were given bodies to take care of, we should take care of our financial bodies, the money we have, today and in the future, so like our bodies, will last longer and feed us into retirement. Spend the time with good-for-you vegetables like budgets (stick with me here…) and time in cardio-like budget tracking to be successful.


Book Review - Copy

It is my pleasure to read and review The Only Budget Book: you will ever need and thank goodness for that! by Lauren A. Welch. I received an ARC in exchange for an honest review.

The Only Budget Book is a very easy to read and understand book about budgeting. I feel it will appeal to many people that are looking for a stress-free explanation of how to set up a budget.

I love the Excel Worksheet for budget tracking as it is the closest thing to easy that I’ve seen in a really long time. I find most budget-tracking software to be overly cumbersome and always fall back to my old Excel workbook style of tracking after only a few attempts at using the software! Thank you for offering something that doesn’t take a computer engineering degree to operate!

I strongly encourage people with ongoing financial problems to read The only Budget Book. If you have children that are just entering the age of accountability (early teens or sooner in my opinion) this is a great place for them to start learning about money matters. Learn as a family how to give each dollar a name and account for its place and you will grow a family that knows financial accountability and health long before the thought of bankruptcy enters anyone’s mind!

I very strongly recommend The only Budget Book by Lauren A. Welch and give it five very hot cups of (paid-for-from-my-dining-out-cash) Room With Books coffee!



© June 8, 2015

Patricia, Room With Books



Lauren will be awarding a $10 Amazon or B&N gift card to a randomly drawn winner via Rafflecopter during the tour.

a Rafflecopter giveaway


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